The difference between the cost of minimum and full coverage policies in New Jersey is $1,096 per year.Īlthough minimum coverage offers savings and helps many New Jersey drivers stay within their budget, there is always the risk of insufficient protection while driving. Many New Jersey drivers choose state minimum coverage to stay legal on the road and pay the lowest rates. Your auto insurance rates may vary based on the driver’s profile. *USAA is for qualified military members, their spouses, and direct family members. The cheapest New Jersey car insurance options are:Ĭheapest for minimum coverage: State FarmĬheapest for full coverage: Travelers InsuranceĬheapest after an at-fault accident: NJM InsuranceĬheapest after a speeding ticket: Travelersįor young drivers with a speeding violation: NJM Insuranceįor young drivers with an at-fault accident: GEICO
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